Best online payment apps in India

India is somehow trying to become cashless now. When we say cashless that means the online mode of payments. If it comes to payment or money most of us are looking for safe and secure ways of doing it. The online payment needs a medium for processing our money to another person account safe and secure, here online payment apps or platform works for us. These apps pay for our goods and services which we bought online. These apps charge very low processing fees.

Online payments are very simple nowadays. we just have to choose and download one of the apps from our list of best mobile apps for online payments. These apps load your money into wallet via the internet. These wallets use your information of debit or credit card to make these transactions.


List of Online payment apps

1. Google Pay(Tez) – 4.5/100M+ Downloads

Google pay is the top app in our list of best online payment apps. This app is a combo it works as a wallet as well as bank payment app. This does not work as a simple wallet in this we don’t need to add money into it, we can just pay directly through our bank account.

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Most Interactive features of Google Pay(Tez)

    • Pay and receive money straight from your bank account
    • Pay anyone. Even those without Google Pay
    • Multiple layers of security from your bank, UPI, and Google
    • Pay on shops direct from bank accounts

To Download- Click Here

2. Paytm – 4.4/300M+ Downloads

This is one of the most popular online payment app in India. It has approx 300 million users. Paytm is for mobile prepaid recharge, postpaid & utility bill payments, UPI payments & money transfer, DTH recharge, electricity bill payment, IRCTC train ticket booking, movie tickets, LIC premium payment, shopping, bus & flight booking, bank to bank transfer, metro card recharge, paying challans, buying gold, making loan payments & much more. Now also order Food on the app. This app has everything which we want in an online payment app.

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Most Interactive features of Paytm 

  • Free Deals paytm gives heavy discount coupons on various brands
  • Entertainment: Movie Tickets, Amusement Parks & Events
  • Metro Card Recharge
  • LIC Insurance Premium Payment
  • Book IRCTC Train, Bus & Flight Tickets & Hotels
    Water, Gas & Electricity Bill Payment

To Download – Click Here

3. PhonePe – 4.5/100M+ Downloads

PhonePe is on the third place of our list of best online payments apps. Our team selects it because it is a compact application it does UPI Payment, Recharges and Money Transfer. This app also has a wallet in which we add our money from a bank account and pay where ever we want.

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Most Interactive features of PhonePe 

  • Transact up to Rs.1 lakh per transaction, 24*7.
  • Transact in the language of your choice. English, Hindi, Tamil, Bengali, etc.
  • Send and request money from your contacts anytime, anywhere.
  • Split bills with your friends and settle them right away.
  • Pay for utilities such as electricity and gas bills.

To Download – Click Here

4. PayPal – 4.4/50M+ Downloads

Whether you’re paying your friends back for a weekend trip or for last night’s dinner, you can easily send and request money amongst friends and family, view your account activity, choose currencies to send around the world, and more, with our improved mobile app experience.

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Most Interactive features of PayPal

    • No transaction fees are charged
    • we can pay anywhere in the world with zero percent transaction fee
    • Manage your money easily
    • PayPal uses encryption technology and fraud protection for more secure payments

To Download – Click Here

5. MobiKwik – 4.1/10M+ Downloads

MobiKwik is on the fifth position in our list of best online payments apps because MobiKwik is the Fastest Online Recharges, UPI, Instant Loan, Manage Expenses, Bill Payments, Gold, Insurance & Shopping Made Easy. It is the best app for all your mobile payments, shopping, recharge, managing expenses and getting an instant loan.

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Most Interactive features of MobiKwik

  • Invest in Mutual Funds
  • Unified Payments Interface (UPI) – Money Transfer Instantly
  • Mobile Recharge & Bill Payment
  • Pay Utility Bills: Electricity, Gas, and Water
  • Pay at your favorite online & offline store

To Download – Click Here

6. Conclusion:

So, these are some of the most popular and useful online payment apps in India. You can any one of them or may be more than one as per your requirements. Also, we suggest if you want more features and wallet options we prefer paytm. And also, for direct payment from the account and fast transaction you can use google pay. So, its totally depend on your requirements. All the listed apps are best in their category and rich in features and more secure apps.

Hope you guys love our list and found some quality information from our list. If you have any suggestions, problem, and feedback please mention in the comment section. We will reply to you as possible. Thank you for visit techyoulove, have a look of our other lists.



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